Insurance For Collectors Of Wine

Introducing tailored insurance for the wine collector presented by Bluewater Insurance.

Your wine collection is more than glass bottles in a rack, but a variety of essential flavor profiles. Do you like your wine dry or sweet? Robust or acidic? Specialty coverage for you collection is important especially if a bottle shatters on the floor, hundreds or thousands of dollars could be reduced to a puddle. You spent energy and financial resources to amass a flavorful collection, now it’s time to protect it.

Full Value Protection – Protect the value of your wine collection the proper way with an Agreed Value policy. Peace of mind coverage protecting the values of individual bottles and entire collection. No depreciation. You can use blanket coverage to protect an entire collection, itemize valuable pieces or do both.

Broad coverage - Earthquake*, fire, flood, theft, and more to protect your prized collection.

Accidental Breakage - The ideal coverage to protect individual bottles or entire collection of wine due to damage caused by dropping a bottle or during shipment from the vineyard.

Extreme Temperature Protection - Spoilage due to mechanical breakdown of climate control equipment protecting your collection where wine is stored.

Knowledgeable service - We’re more than an insurance company.  We understand your needs as a collector and are available to help you through your Collecting Journey.

Newly acquired property – Don’t worry, you’re covered! If you already have a wine collection policy and add a new piece to your collection, you have 90 days to add it to your policy. This is the ideal solution for those who frequent auctions, wine clubs alike.  

In-transit - Coverage for your prized items while being transported. Yes, wine cases are covered!

Worldwide coverage - Your pieces are protected while away from your home, and you are covered when purchasing or traveling abroad.

Experienced claims -  Handled by people who specialize in protecting your collection.

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to underwriting, exclusions and endorsements