For Collectors Of Numismatics
A numismatic collection has unique character in its grade, patina and historical significance. We understand that building a collection involves time, energy and most of all – passion. As its owner and caretaker, you’re preserving a piece of history. Whether your collection is based on type, ancient, U.S. or size, it deserves the kind of protection that only Bluewater can offer - coverage and service that understands your collecting passion.
Why specialty insurance for your collection?
Typically, many homeowners’ and renters’ policies do NOT provide adequate coverage to appropriately cover the full value of a numismatic collection, protect newly purchased item, items in-transit (shipping), taking your slabs to a show and more. Additionally, homeowner’s policies generally offer limitations of coverages related to ‘money’ ranging from $100 to $5,000 as well as exclusion and deductible requirements. In many cases, the payout from a claim would not be adequate to cover the full value of a numismatic collection.
Why Bluewater for numismatic insurance?
Protect your collection’s value - Secure your collection’s full value without worrying about depreciation or coverage limits (per individual item or entire collection). Homeowners’ policies generally cap limits on contents coverage or consider your collection ‘money,’ which has limited coverages.
Knowledgeable service - We’re more than an insurance company. We understand your needs as a collector and are available to help you through your Collecting Journey.
Multiple locations - Your collection has special needs and if in a safety deposit box, on consignment or stored in more than one location. We have you covered!
Newly acquired property – Don’t worry, you’re covered! You have 90 days to add that precious new piece to your existing policy.
In-transit protection - Coverage for items in transit (incoming and outgoing). No need for shipping insurance.
Mysterious disappearance – Your homeowner policy may exclude coverage for lost or misplaced items (sometimes referred to as "mysterious disappearance"). Bluewater’s policy automatically covers misplaced, lost or stolen items (Scheduled and Blanket).
Flexible activity usage – We value the importance of enjoying the collection, and our policy allows you to enjoy shows, fairs, club functions and other activities.
Expert claims service – You can rely on our expert network to guide you through the process.
Worldwide coverage - Your collection is protected while away from your home, and you are covered when purchasing pieces abroad.
All coverage not available in all states. This is only a general description of coverage. All coverage is subject to underwriting, exclusions and endorsements