For Collectors Of Fine Art
“What is art?” is a question with no single answer and open to interpretation. The subjectivity of art can speak to the infinite range of technique, size, color arrangement, realism or abstraction in the fine art milieu, as well as the emotional response invoked.
Your art collecting style may range from Old Masters, Contemporary, Modern, Oriental, or California plein air; they all deserve the respect and protection in which Bluewater excels.
Why choose Bluewater for fine art insurance?
Full value protection - Homeowners’ policies generally cap limits (or value) on contents coverage leaving you and your art collection exposed. Protect the value of your collection with coverage that will protect it’s value for many items, itemize valuable pieces or both.
Knowledgeable service - We’re more than an insurance company. We understand your needs as an art collector and are available to help you through your Collecting Journey.
Multiple locations - Your collection has special needs and if displayed in more than one location. We have you covered!
Newly acquired property - Don’t worry, you’re covered! You have 90 days to add your new purchase to your existing policy.
Mysterious disappearance - Your homeowner policy excludes coverage for lost or misplaced items (sometimes referred to as "mysterious disappearance"). Bluewater’s policy automatically covers misplaced, lost or stolen items.
In-transit - Coverage for your prized items while being transported. No need for shipping insurance.
Worldwide coverage - Your art pieces are protected while away from your home, and you are covered when purchasing abroad.
Additional coverage options - Earthquake, theft, fire, flood and more.
Expert claims service - You can rely on our specialist team to help you through the process.
All coverage not available in all states. This is only a general description of coverage. All coverage is subject to underwriting, exclusions and endorsements