For the Collector

Why Bluewater?

We’re as passionate about valued collections as you are. Our deep knowledge of fine art, coins, vintage collectibles and other prized items allows us to offer you personalized service along with a comprehensive insurance product.  

Whether you have collected for years, are diversifying your portfolio or inherited family heirlooms, you deserve the kind of protection that only Bluewater can offer – coverage and service that understands your collecting interest and passion.

Insuring a collection is more than just protecting against fire or theft. At Bluewater, we provide service you deserve while offering seamless and flexible coverage specifically designed for you. 

Bluewater is your solution for...

Features Include: 

  • Full value protection - We offer a full value protection policy securing the true value of your collection. No coverage limits. No depreciation. Security you deserve.

  • Broad coverage options - Earthquake, fire, flood, theft and more.

  • Knowledgeable service – We’re more than an insurance company, we’re here as a resource during your collecting journey - we understand your passion!

  • Multiple locations - Your collection has special needs and if in a safety deposit box, on consignment or stored in more than one location. We have you covered!

  • Newly acquired property – Don’t worry, you’re covered! You have 90 days to add that newly purchased piece.

  • Mysterious Disappearance – Your homeowner policy exclude coverage for lost or misplaced items (sometimes referred to as "mysterious disappearance").

  • Coverage for items in-transit and multiple locations - Coverage for your prized items while being transported, displayed and stored.

  • Expert Claims Service – In case of a loss, rely on specialist who are dedicated to you and your prized collection.


Experience more! Gain access to trusted partners within fine art & valuable asset market to help you navigate the waters of collecting by offering products and services at discounted rates exclusively for you.

Services include:

  • Succession Planning

  • Inventory Management

  • Appraisal Services

  • Authentication Services

  • And More

Why specialty insurance for your valued items?

Typically, many homeowners’ and renters’ policies don’t provide adequate coverage to appropriately cover the full value of a collection, protect newly purchased item or items in-transit.

In the event of a loss, the difference in payouts between a homeowner’s and specialty product is often dramatically different because homeowners’ policies base their payouts on the documented purchase price of an item or offer an actual cash value policy (cost of repair or replace minus depreciation). However, a given item could have been purchased with the goal of amassing a valuable collection that appreciates over time. Prized items like these need to be properly insured.