For Collectors Of Coins, Precious Metals And Paper Money
A coin and paper money collection has unique character in its grade, patina and historical significance. We understand that building a collection involves time, energy and most of all – passion. As its owner and caretaker, you’re preserving a piece of history.
Whether your collection is based on type, ancient, U.S. or size, it deserves the kind of protection that only Bluewater can offer - coverage and service that understands your collecting passion and its significance in history.
Why choose Bluewater for coin & paper money insurance?
Protect your collection’s value - Secure your collection’s full value without worrying about depreciation or coverage limits (per individual item or entire collection). Homeowners’ policies generally cap limits on contents coverage or consider your collection ‘money,’ which has limited coverages.
Newly acquired property – Don’t worry, you’re covered! You have 90 days to add that precious new coin to your existing policy.
Mysterious disappearance – Your homeowner policy excludes coverage for lost or misplaced items (sometimes referred to as "mysterious disappearance"). Bluewater’s policy automatically covers misplaced, lost or stolen items (Scheduled and Blanket).
Flexible activity usage – We value the importance of enjoying the collection, and our policy allows you to enjoy shows, fairs, club functions and other activities.
Knowledgeable service - We’re more than an insurance company. We understand your needs as a collector and are available to help you through your Collecting Journey.
Expert claims service – You can rely on our expert network to guide you through the process.
In-transit - Coverage for items in transit or on loan for exhibit.
Worldwide coverage - Your collection is protected while away from your home, and you are covered when purchasing pieces abroad.
Why specialty insurance?
Typically, many homeowners’ and renters’ policies do NOT provide adequate coverage to appropriately cover the full value of a coin collection, protect newly purchased item, items in-transit and more. Additionally, homeowner’s policies generally offer limitations of coverages related to ‘money’ ranging from $500 to $2,500 as well as exclusion and deductible requirements. We offer a product properly securing the value of your entire inventory while aligning with your specific needs as a collector.