policy types and features
Commercial CoverageAs a business leader, you play an important role within the collector community. Whether you’re an artist, gallery, museum, auction house or dealer you have specific needs to protect your business. We can tailor our commercial insurance to meet those needs.
Gallery Coverage
Auctioneer
Dealer Coverage
As a dealer, you have specific needs to protect your inventory from potential risk. Our commercial program is tailored to meet your specific needs such as value protection for your inventory, storage, in-transit and more. Look to us to meet your needs!
Bluewater Insurance
Programs Include:
Fine Art, Numismatic & Comic Book Dealers
Protect the value of your inventory the proper way. Our product protects the value of your inventory on premises (owned and consignment items), multiple storage locations, while in-transit, during events and more.
Museum
Whether a private or public organization, your museum is provided with all-risk coverage for the collection and changing exhibitions. This includes includes protection for temporary and long-term loans as well as transit both to and from the museum.
Auction House
Sold! Our auction product can be tailored to meet your needs such as value projection of consignments, estate sales, goods in-transit and more.
Conservators and Restorers
Protecting these precious items is our top priority. We have devised coverage to meet the specific needs of conservators such as works of art on premises, in-transit, at a work site and more.
Corporate Collections
A corporate art collection requires specialized coverages, as the majority of corporate business policies offer limited protection. Clients can rest easy knowing they have coverage provided by an art insurance specialist rather than their collection being covered as office contents.
bluewater insurance
For the Gallery Owner
As a gallery owner, you play an important role keeping the art community alive. We understand your unique needs to protect your works of art during exhibits, transit and more. At Bluewater, we can design a policy that meets your unique needs.
Specific coverage features:
- Value protection for owned inventory, loaned items & objects on consignment
- Art in-transit (incoming and outgoing) worldwide. No need for shipping insurance.
- Art show coverage
- Special events and liquor liability
- Art reference library
- Packing crates, catalogues, and brochures
- Art in storage and multiple locations
- Off-premises exhibitions
Additional options include:
- Fine art reference libraries
- Furniture or fixtures of a fine arts nature
- Waivers of subrogation
- Earthquake and flood coverage
- Fine arts legal liability
- Blanket or schedule options
Additional coverages include:
- Fine art reference libraries
- Furniture or fixtures of a fine arts nature
- Waivers of subrogation
- Earthquake and flood coverage
- Fine arts legal liability
- Blanket or schedule options
Optional coverages include shows and exhibitions.
bluewater insurance
For The Art, Numismatic and Comic Book Dealer
As a fine art, coin and comic book dealer, you have specific needs to protect your inventory from potential risk. Our commercial dealer package is tailored to meet your specific business needs.
Coverage highlights:
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Inventory value protection – Owned inventory, on loan and consignments
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Broad, “all-risk” coverage
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Blanket limits on property in your care, custody, and control at scheduled locations and any other unnamed locations
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Domestic and international transit and shipping coverage (incoming and outgoing). No need for shipping insurance.
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Valuation clauses designed for the art, coin and comic book industry
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Coverage for jointly-owned works of art
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Special clauses for “loss buy back” or “pairs and sets”
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Relaxed appraisal requirements
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Enhanced coverage
bluewater insurance
For the Auctioneer
As an auction company, you play an important role keeping the collector community alive. Here at Bluewater, we understand you have unique needs to protect your owned inventory, consignments, storage locations, shows, in-transit and more.
Specific coverage features:
- Value protection for owned inventory, pieces on consignment, shipments and pieces sold at ‘hammer price,’ plus buyer’s commission.
- Blanket limits on property in your care, custody, and control at scheduled locations and any other unnamed location.
- Broad, ‘All-Risk’ coverage
- Domestic and International transit coverage
- Valuation clauses designed for the industry
- Knowledgeable service – We’re more than an insurance company. We understand your needs as an auction company and are available to help you through your journey.
- Expert claims service – In case of a loss, rely on our experts who know your company’s exposures and practices.
Additional options include:
- Auction reference library
- Earthquake and flood coverage
- Packing crates, catalogues, and brochure
- Storage and multiple locations
